The hidden tax on every sale
If you're using Razorpay, PayU, or Stripe to collect payments, you're paying 2–3% on every transaction. For a business doing ₹10 lakh per month in collections, that's ₹20,000–₹30,000 gone — every month — just for the privilege of receiving your own money.
UPI was designed to be free. Person-to-merchant UPI transactions carry zero MDR (Merchant Discount Rate) as mandated by the Indian government. Yet most business tools still route payments through gateways that charge a percentage. AXOIX's UPI Payment Collection module cuts out the middleman entirely.
How it works
Every invoice generated in AXOIX automatically includes:
- A BharatQR-compatible QR code linked to your UPI ID
- One-tap deep links for GPay, PhonePe, and Paytm
- A public payment page — your customer doesn't need to log in or create an account
- UTR-based confirmation — the invoice auto-updates when payment is verified
- Duplicate UTR detection — prevents the same UTR from being claimed twice (anti-fraud)
You configure your own UPI ID (like business@upi), and money flows directly to your bank
account. AXOIX never touches your funds.
Works across all 18 industry verticals
Whether you're running a hotel, a salon, a car dealership, or a healthcare clinic — UPI payment collection is available on every invoice in every vertical. It also works alongside Razorpay and Stripe if you want to offer card payments as an additional option.
Free for everyone — including the free plan
UPI Payment Collection isn't locked behind a premium tier. It's available to every user, including those on the free Explorer plan. Zero setup cost. Zero transaction fees. Zero monthly charges.
Combined with LEDGER's invoicing system and BARTER's CRM pipeline, you have a complete quote-to-cash cycle with no leakage to payment intermediaries.
Sign up free and start collecting payments on your very first invoice. Compare plans to see what else is included.
Comments